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The Dakshin Bihar Gramin Bank (DBGB) plays a major role in providing rural and semi-urban banking services across Bihar. Whether you are sending funds through IMPS, NEFT, or RTGS, you must enter the correct IFSC code to ensure that your money reaches the right branch. This article explains the official IFSC code of Dakshin Bihar Gramin Bank’s Patna IMPS branch, how the IFSC and MICR codes work, where to find them, and more. ✅ Dakshin Bihar Gramin Bank IFSC Code – Patna IMPS Branch Here are the complete verified details: Detail Information Bank Name Dakshin Bihar Gramin Bank Branch Name Dakshin Bihar Gramin Bank IMPS IFSC Code PUNB0MBGB06 MICR Code 800811002 Branch Code MBGB06 City Patna District Patna State West Bengal (as per database entry) Address NEFT Centralized Processing Centre, Madhya Bihar Gramin Bank, Meena Plaza, South of Museum, Patna – 800001 Phone Number Not Available This IFSC must be used whenever you transfer funds to this specific DBGB branch. ⭐ What Does the IFSC Code Mean? Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch. Format: Meaning: For PUNB0MBGB06: This structure ensures accuracy during fund transfers. ⭐ Why the IFSC Code Is Important You need the IFSC code for: ✔ Sending money through NEFT NEFT transfers require bank name + account number + IFSC. ✔ RTGS transactions Used for high-value transfers of ₹2 lakh and above. ✔ IMPS transfers Immediate fund transfer using: ✔ Bill payments & UPI Online platforms also reference IFSC for backend verification. ✔ Receiving money Anyone sending you money must enter your IFSC correctly. A wrong IFSC can cause: Thus, IFSC ensures quick, error-free banking. ⭐ How to Find Dakshin Bihar Gramin Bank IFSC Code? Here are the simplest ways: 1. On Chequebook Every cheque leaf contains the IFSC code printed at the top. 2. On Passbook The first page will show: 3. On RBI Website RBI issues and maintains every IFSC code. 4. Dakshin Bihar Gramin Bank’s Official Website 5. Internet / Mobile Banking App When initiating a transfer, IFSC automatically appears. 6. Google Search Searching the branch name + “IFSC” shows instant results. ⭐ What is MICR Code & Why It’s Used? MICR Code: 800811002MICR stands for Magnetic Ink Character Recognition. It is used for: You can find the MICR code: ⭐ Branch Details Explained in Depth ✔ Location The branch processes NEFT & IMPS payments centrally for DBGB.Situated at:Meena Plaza, South of Museum, Patna 800001 ✔ Services Offered ✔ Nearby Branches Database currently shows no nearby branches listed, but DBGB operates across multiple districts in Bihar. If you want, I can prepare a table of all nearby DBGB branches for SEO—just tell me. ⭐ Understanding IMPS (Used by this Branch) IMPS (Immediate Payment Service) allows: To send IMPS to this branch, you need: ⭐ Customer Use Case Example Example 1: Sending Money to Patna Branch A user wants to transfer ₹20,000 through NEFT: With correct IFSC, the money reaches instantly (IMPS) or within a few hours (NEFT). Example 2: IMPS Failed? If IFSC is wrong, the transfer will be rejected, and refund may take 24–48 hours. ⭐ FAQs — Dakshin Bihar Gramin Bank IFSC Code 1. What is the IFSC code of Dakshin Bihar Gramin Bank Patna IMPS branch? PUNB0MBGB06 2. Is this IFSC required for all online transfers? Yes. It’s mandatory for IMPS, NEFT, and RTGS. 3. Where is this branch located? Meena Plaza, South of Museum, Patna – 800001. 4. What is the MICR code? 800811002 5. Can I find the IFSC on my cheque? Yes. It is printed on every cheque leaf. 6. Who issues the IFSC code? The Reserve Bank of India (RBI). 7. Can IFSC code change? Yes, if banks merge or restructure. Always check before transferring.

The IFSC Code (Indian Financial System Code) is a crucial identifier used for sending money online through NEFT, RTGS, and IMPS. Every bank branch in India has its own unique IFSC code, including Madhyanchal Gramin Bank, which operates across multiple districts in Madhya Pradesh. Understanding the IFSC code makes fund transfers safer, faster, and error-free. Let’s explore the IFSC code format, how to find your branch code, and other essential banking information. What is the IFSC Code of Madhyanchal Gramin Bank? The Madhyanchal Gramin Bank IFSC code is an 11-character alphanumeric code assigned to each branch.Its structure is always the same: Example:If the IFSC code looks like XXXX0YYYYYY, This unique code ensures the money reaches the correct branch during online fund transfers. How to Find the IFSC Code of Madhyanchal Gramin Bank? There are several easy ways to search your branch’s IFSC code: 1. On Your Bank Passbook The first or second page of your passbook contains: 2. On Your Chequebook Each cheque leaf displays the IFSC code on the top of the page. 3. Through Online Search You can search by: 4. Through Internet Banking Apps Most digital banking apps show: An IFSC code is mandatory for sending money via: Without it, the transaction will not be processed. Information Needed for Transferring Money To transfer funds to any Madhyanchal Gramin Bank account holder, you need: Providing accurate IFSC ensures: How to Open an Account in Madhyanchal Gramin Bank Madhyanchal Gramin Bank offers savings, current, and deposit accounts for individuals, businesses, farmers, and pensioners. Eligibility Criteria You can open an account if: Documents Required (KYC) You must submit: Identity Proof (Any One) Address Proof (Any One) Other Documents Once documents are verified and the first deposit is made, the bank activates the account. Frequently Asked Questions (FAQs) 1. What is the eligibility for opening a Madhyanchal Gramin Bank account? Any Indian citizen aged 18+ with valid identity and address proof can open an account. Minors need a guardian. 2. What documents are needed for account opening? Aadhaar, PAN, voter ID, passport, photos, and address proof. 3. What details are required to transfer funds? Amount, sender account number, receiver name, bank, account number, and the branch IFSC code.

If you are looking for the IFSC Code of Jio Payments Bank IMPS Branch in Navi Mumbai, Maharashtra, here is the complete and updated information including IFSC, branch details, MICR status, address, and how to use the code for online fund transfers. This guide will also help you understand the importance of IFSC codes, how to find them, and their role in NEFT, RTGS, and IMPS transactions. ⭐ Jio Payments Bank IMPS Branch – IFSC & MICR Codes Details Information Bank Name JIO PAYMENTS BANK Branch Name Jio Payments Bank IMPS IFSC Code JIOP0000001 MICR Code NA Branch Code 000001 City Navi Mumbai District Mumbai State Maharashtra Address Reliance Corporate Park, Ghansoli, Navi Mumbai, Maharashtra, India Phone Number NA 👉 This is the only IFSC code currently available for Jio Payments Bank, as the bank operates digitally without traditional physical branches. ⭐ What Is an IFSC Code and Why Is It Important? IFSC (Indian Financial System Code) is an 11-character alphanumeric code allotted by the Reserve Bank of India (RBI) to identify all bank branches participating in electronic fund transfers. You need a valid IFSC code to send money via: Without the correct IFSC, your payment will fail or be delayed. ⭐ How to Find IFSC Code of Any Bank? You can find the IFSC code easily through the following: ✔ 1. On your cheque book Your cheque leaf will have the IFSC printed on the top. ✔ 2. On the bank passbook Most banks mention IFSC on the front page. ✔ 3. RBI website The Reserve Bank of India maintains an updated list of all IFSC codes. ✔ 4. Official bank website Banks list IFSC codes under “branch locator” or “customer support” sections. ⭐ Format of IFSC Code (Explained) IFSC is an 11-character code structured as follows: 1 2 3 4 5 6 7 8 9 10 11 Bank Code 0 Branch Code Breakdown: Example: JIOP0000001 ⭐ How to Find MICR Code? MICR (Magnetic Ink Character Recognition) is used mainly for cheque processing. You can find MICR: 👉 For Jio Payments Bank IMPS branch, the MICR code is not available (NA). ⭐ Nearby Jio Payments Bank Branches Jio Payments Bank is a digital bank, hence: 👉 Therefore, no nearby branches are available for this IFSC. ⭐ FAQs – Jio Payments Bank IFSC Code (Navi Mumbai)

A cancelled cheque is one of the most commonly requested financial documents in India. Whether you are applying for a loan, starting a SIP, buying an insurance policy, withdrawing EPF, or completing KYC, banks and financial institutions often ask for a cancelled cheque to verify your bank account details. Although extremely simple to prepare, a cancelled cheque carries important information like your account number, branch, IFSC, and MICR code. Understanding how to write a cancelled cheque correctly and when it is required helps avoid mistakes and ensures smooth processing of financial services. This detailed guide explains the meaning of a cancelled cheque, how to write one step-by-step, its uses, risks, and precautions. ⭐ What Is a Cancelled Cheque? A cancelled cheque is a regular cheque from your chequebook on which the word “CANCELLED” is written across the front, usually between two parallel lines.Once cancelled, the cheque cannot be used for payment, withdrawal, or any type of fund transfer. Despite being unusable for transactions, the cheque still provides essential details such as: Because it displays all necessary financial identifiers, institutions use cancelled cheques for verification, not for payment. ⭐ How to Write (Cancel) a Cheque Correctly? Writing a cancelled cheque is extremely simple, but many people make mistakes. Follow these steps to cancel a cheque properly: 1. Take a Fresh Cheque Leaf Use any blank cheque from your chequebook. Do not fill in the name, amount, date, or signature. 2. Draw Two Parallel Lines Using a pen, draw two diagonal or horizontal parallel lines across the cheque. 3. Write “CANCELLED” Clearly Write the word CANCELLED in bold, capital letters between the lines.Make sure it does not hide important details like account number or IFSC code. 4. Do NOT Sign the Cheque Cancelled cheques should not be signed unless specifically requested (which is rare).A signature increases the risk of misuse. That’s it — your cancelled cheque is ready for documentation purposes. ⭐ Why Is a Cancelled Cheque Required? Cancelled cheques are used widely across banking, investments, insurance, and employment processes. Here are the most common reasons institutions ask for one: ✔ Loan Applications Banks require a cancelled cheque to confirm your bank details before disbursing loan amounts. ✔ Insurance Policies Insurance companies request cancelled cheques for: ✔ SIP & Mutual Fund Investments Before activating a SIP or processing withdrawals, mutual fund companies need to verify your bank account. ✔ EPF Withdrawal A cancelled cheque is mandatory to ensure that EPF withdrawal is sent to the correct bank account. ✔ KYC Verification Banks may require cancelled cheques when opening: ✔ Salary Account Setup Employers use cancelled cheques to confirm the employee’s salary account details. ✔ Income Tax Refunds Used to verify bank account information during income tax documentation and refunds. ⭐ Other Uses of a Cancelled Cheque Cancelled cheques are also useful for: ✔ Tracking payments✔ Maintaining financial records✔ Providing proof of bank details✔ Resolving payment disputes✔ Verifying high-value transactions They act as a simple assurance that the individual owns the bank account. ⭐ Risks Associated With Cancelled Cheques While cancelled cheques are mostly safe, they contain sensitive information. If misused, they can lead to banking or identity fraud. ❌ Fraudulent Use Someone may attempt unauthorized actions with your account details. ❌ Identity Theft Your name, bank account number, and branch can be misused for fraudulent applications. ❌ Unauthorized ECS Setup Rarely, someone could attempt to create unauthorized automatic debit instructions. ❌ Misplacement or Loss Losing a cancelled cheque exposes your banking information to strangers. ❌ Photocopy Misuse A cancelled cheque is a physical document that can be duplicated easily. ⭐ Precautions to Take When Giving a Cancelled Cheque To ensure safety, follow these guidelines: ✔ Do not sign the cancelled cheque✔ Write “CANCELLED” clearly and boldly✔ Never give extra blank cheques✔ Share only when absolutely necessary✔ Always hand it to trusted institutions✔ Avoid giving photocopies unless officially requested Being careful prevents fraud and unauthorized transactions. ⭐ Conclusion Cancelled cheques are simple yet important documents used for confirming bank account details in a wide range of financial processes, including loans, SIPs, insurance, salary setup, EPF withdrawal, and KYC. Writing a cancelled cheque is extremely easy, but it must be done correctly and handled responsibly to avoid misuse.Use cancelled cheques only when necessary and always ensure they are shared securely. For more easy-to-understand government guides and updates visit Sarkari Bakery ⭐ FAQ

Digital payments in India have evolved rapidly, and IMPS (Immediate Payment Service) remains one of the fastest and most reliable ways to transfer money instantly. One of the essential elements required for IMPS transfers is the MMID — a unique number linked to your mobile banking account. MMID makes mobile-based fund transfers simple, fast, and secure. Instead of entering long bank details like account number and IFSC code, the sender only needs the receiver’s mobile number + MMID to complete the IMPS transaction. This guide explains what MMID means, why it is used, its benefits, and step-by-step methods to generate and use an MMID code. ⭐ What is MMID? (Meaning & Full Form) MMID stands for Mobile Money Identifier.It is a unique 7-digit code assigned by banks to customers who use mobile banking. Each MMID is linked to: When making an IMPS transfer through a mobile banking app, ATM, or SMS banking, this MMID helps the bank identify the correct account linked with the mobile number. Key Point: Each bank account has its own MMID. If you have three accounts in the same bank, each one gets a separate MMID. ⭐ Why is MMID Required? Before IMPS, transfers through NEFT or RTGS required: IMPS simplified this process. With MMID, the sender only needs: ✔ Receiver’s mobile number✔ Receiver’s MMID This ensures secure, immediate transfers without sharing sensitive bank details. MMID acts as a bridge between your mobile number and bank account, making IMPS transactions quick and error-free. ⭐ Benefits of MMID MMID improves mobile banking convenience in several ways: ✔ 1. Unique Identifier Every MMID is linked to a specific account, ensuring accurate money transfers. ✔ 2. Linked to Mobile Number Helps process payments quickly without entering bank details. ✔ 3. Multiple Accounts Supported You can generate different MMIDs for each account you hold in a bank. ✔ 4. Instant Transfers via IMPS IMPS works 24×7, even on holidays — MMID enables these instant transfers. ✔ 5. Enhanced Security Reduces the risk of incorrect transfers by pairing mobile number + MMID. ⭐ Significance of MMID MMID plays a vital role for users who prefer mobile banking over internet banking.Since most Indians own a mobile phone, MMID ensures: ✔ Money transfers without needing a computer✔ No need to share account or IFSC details✔ Better privacy and reduced fraud risk It has made IMPS one of the most popular instant transfer methods in India. ⭐ How to Find Your MMID Number? You can easily find your MMID using these steps: Method 1: Mobile Banking App Your MMID will be displayed instantly. Method 2: Internet Banking Method 3: Branch Visit Ask the bank staff to print your MMID for your accounts. ⭐ How to Generate MMID Code? You can generate an MMID through several methods depending on your bank. ✔ 1. Generate MMID Through Phone Banking (Usually within a few minutes to 24 hours) ✔ 2. Generate MMID Through Mobile Banking ✔ 3. Generate MMID Through Internet Banking ⭐ How to Use MMID for Interbank Fund Transfers? You can transfer money using MMID through: ✔ Mobile banking✔ Internet banking✔ ATM✔ SMS banking Using Mobile or Internet Banking The money will be transferred instantly. Using ATM Using SMS Banking Your bank will process the IMPS transfer. ⭐ How to Receive Money Using MMID? Receiving money is simple: IMPS using MMID is one of the fastest ways to receive money. ⭐ Important Things to Keep in Mind When Using MMID ✔ Always double-check the recipient’s MMID✔ Keep your MPIN secret✔ Verify entered amount before confirming✔ Never share OTP with anyone✔ Keep mobile banking credentials secure✔ Beware of phishing SMS asking for MMID✔ Check your bank statements regularly✔ Make sure your mobile number is updated These precautions reduce risk and ensure smooth IMPS transfers. ⭐ Conclusion MMID (Mobile Money Identifier) is a simple yet powerful feature that enables fast and secure mobile-based IMPS fund transfers. Whether you are sending or receiving money, MMID ensures accurate and instant processing without the need to share sensitive bank details. With growing digital payments, MMID remains extremely useful for users who rely on mobile banking. Just make sure to keep your MMID, MPIN, and OTP details confidential to avoid misuse. For more easy-to-understand government guides and updates visit Sarkari Bakery ⭐ FAQ