When you need to send or receive money through NEFT, RTGS, or IMPS, the IFSC code becomes mandatory. Many people search for the IFSC code of their local bank branch to avoid transaction failures, delays, or incorrect transfers. If your account is linked to the Baba Bakala branch, this guide gives you verified branch details, explains why IFSC is important, and shows how to use it safely.
⭐ SBI Baba Bakala IFSC Code Details
Here are the complete and accurate banking details for the Baba Bakala branch:
| Particular | Details |
|---|---|
| Bank Name | State Bank of India |
| Branch Name | Baba Bakala |
| IFSC Code | SBIN0050310 |
| MICR Code | 143002504 |
| Branch Code | 050310 |
| City/Town | Baba Bakala |
| District | Amritsar |
| State | Punjab |
| Address | VPO Baba Bakala |
| Phone Number | 245234 |
Important: Always double-check the IFSC code before confirming any transaction. A single wrong character can cause payment failure or delays.
⭐ What Is an IFSC Code and Why It Matters?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify each bank branch uniquely.
It is required for:
- NEFT (National Electronic Funds Transfer)
- RTGS (Real Time Gross Settlement)
- IMPS (Immediate Payment Service)
Without the correct IFSC, online or offline fund transfers cannot be processed.
⭐ IFSC Code Format Explained (SBIN0050310)
Understanding the format helps you identify fake or incorrect codes:
| Position | Meaning |
|---|---|
| First 4 characters | Bank code (SBIN = State Bank of India) |
| 5th character | Always 0 (reserved for future use) |
| Last 6 characters | Branch code (050310 = Baba Bakala) |
This structure ensures that every branch in India has a unique digital identity.
⭐ What Is MICR Code and Where Is It Used?
MICR (Magnetic Ink Character Recognition) code is mainly used for cheque processing. It helps banks clear cheques faster and reduces errors.
You will usually find the MICR code:
- Printed on cheque leaves
- Mentioned in the bank passbook
- Available on official bank websites
For SBI Baba Bakala, the MICR code is 143002504.
⭐ Uses of IFSC Code in Daily Banking
The IFSC code is required in multiple situations, such as:
- Sending money online via UPI-linked bank transfers
- Receiving salary or pension
- Linking bank account for government schemes
- Online loan disbursal
- Setting up ECS or auto-debit instructions
Even mobile banking and net banking platforms validate IFSC codes before allowing transactions.
⭐ How to Find IFSC Code of Any Bank Branch
You can easily find the IFSC code using these reliable methods:
- Cheque Book – Printed on every cheque leaf
- Bank Passbook – Usually mentioned on the first page
- Bank Website – Official branch locator pages
- RBI Website – Verified and updated IFSC database
- Net Banking / Mobile App – Shown during fund transfer
Avoid using random third-party websites without verification.
⭐ Common Mistakes to Avoid While Using IFSC Codes
Many transaction failures happen due to small but avoidable errors:
- Entering an old IFSC (after branch merger)
- Typing extra spaces or wrong characters
- Confusing branch codes of nearby locations
- Copy-pasting from unreliable sources
Tip: Always copy IFSC from a trusted source or your bank records.
⭐ Nearby SBI Branches in Baba Bakala
Currently, no other State Bank of India branches are listed nearby for Baba Bakala. Customers are advised to use online banking services or visit the same branch for in-person services.
⭐ Conclusion
Knowing the correct IFSC code of SBI Baba Bakala ensures smooth and error-free banking transactions. Whether you are transferring money, setting up auto-debits, or receiving payments, accurate bank details save time and prevent failed transactions. Always verify IFSC and MICR codes from reliable sources before initiating any transfer.
For more verified bank codes, certificates, and government-related guides, visit Sarkari Bakery.