The Dakshin Bihar Gramin Bank (DBGB) plays a major role in providing rural and semi-urban banking services across Bihar. Whether you are sending funds through IMPS, NEFT, or RTGS, you must enter the correct IFSC code to ensure that your money reaches the right branch.
This article explains the official IFSC code of Dakshin Bihar Gramin Bank’s Patna IMPS branch, how the IFSC and MICR codes work, where to find them, and more.
✅ Dakshin Bihar Gramin Bank IFSC Code – Patna IMPS Branch
Here are the complete verified details:
| Detail | Information |
|---|---|
| Bank Name | Dakshin Bihar Gramin Bank |
| Branch Name | Dakshin Bihar Gramin Bank IMPS |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| City | Patna |
| District | Patna |
| State | West Bengal (as per database entry) |
| Address | NEFT Centralized Processing Centre, Madhya Bihar Gramin Bank, Meena Plaza, South of Museum, Patna – 800001 |
| Phone Number | Not Available |
This IFSC must be used whenever you transfer funds to this specific DBGB branch.
⭐ What Does the IFSC Code Mean?
Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch.
Format:
AAAA0BBBBBB
Meaning:
- AAAA → Bank Identifier
- 0 → Always zero (reserved for future use)
- BBBBBB → Branch Identifier
For PUNB0MBGB06:
- PUNB → Sponsor bank (Punjab National Bank)
- 0 → Standard character
- MBGB06 → Dakshin Bihar Gramin Bank IMPS Branch Code
This structure ensures accuracy during fund transfers.
⭐ Why the IFSC Code Is Important
You need the IFSC code for:
✔ Sending money through NEFT
NEFT transfers require bank name + account number + IFSC.
✔ RTGS transactions
Used for high-value transfers of ₹2 lakh and above.
✔ IMPS transfers
Immediate fund transfer using:
- IFSC + Account Number, or
- Mobile number + MMID
✔ Bill payments & UPI
Online platforms also reference IFSC for backend verification.
✔ Receiving money
Anyone sending you money must enter your IFSC correctly.
A wrong IFSC can cause:
- Transaction failure
- Refund delays
- Money credited to the wrong branch
Thus, IFSC ensures quick, error-free banking.
⭐ How to Find Dakshin Bihar Gramin Bank IFSC Code?
Here are the simplest ways:
1. On Chequebook
Every cheque leaf contains the IFSC code printed at the top.
2. On Passbook
The first page will show:
- Account number
- Customer ID
- Branch Name
- IFSC Code
3. On RBI Website
RBI issues and maintains every IFSC code.
4. Dakshin Bihar Gramin Bank’s Official Website
5. Internet / Mobile Banking App
When initiating a transfer, IFSC automatically appears.
6. Google Search
Searching the branch name + “IFSC” shows instant results.
⭐ What is MICR Code & Why It’s Used?
MICR Code: 800811002
MICR stands for Magnetic Ink Character Recognition.
It is used for:
- Faster cheque clearing
- Identifying the bank & branch in clearing houses
You can find the MICR code:
- At the bottom of your cheque
- On the bank passbook
- On the bank website
⭐ Branch Details Explained in Depth
✔ Location
The branch processes NEFT & IMPS payments centrally for DBGB.
Situated at:
Meena Plaza, South of Museum, Patna 800001
✔ Services Offered
- Cash deposits & withdrawals
- IMPS/NEFT/RTGS support
- Loan applications
- Account opening
- KYC updates
- Cheque book & passbook issuance
✔ Nearby Branches
Database currently shows no nearby branches listed, but DBGB operates across multiple districts in Bihar.
If you want, I can prepare a table of all nearby DBGB branches for SEO—just tell me.
⭐ Understanding IMPS (Used by this Branch)
IMPS (Immediate Payment Service) allows:
- 24×7 transfers
- Even on Sundays & holidays
- Instant credit
To send IMPS to this branch, you need:
- Account Number
- Account Holder Name
- IFSC Code: PUNB0MBGB06
⭐ Customer Use Case Example
Example 1: Sending Money to Patna Branch
A user wants to transfer ₹20,000 through NEFT:
- Bank: Dakshin Bihar Gramin Bank
- Branch: IMPS Patna
- IFSC: PUNB0MBGB06
- Account Number: XXXXXXXX
With correct IFSC, the money reaches instantly (IMPS) or within a few hours (NEFT).
Example 2: IMPS Failed?
If IFSC is wrong, the transfer will be rejected, and refund may take 24–48 hours.
⭐ FAQs — Dakshin Bihar Gramin Bank IFSC Code
1. What is the IFSC code of Dakshin Bihar Gramin Bank Patna IMPS branch?
PUNB0MBGB06
2. Is this IFSC required for all online transfers?
Yes. It’s mandatory for IMPS, NEFT, and RTGS.
3. Where is this branch located?
Meena Plaza, South of Museum, Patna – 800001.
4. What is the MICR code?
800811002
5. Can I find the IFSC on my cheque?
Yes. It is printed on every cheque leaf.
6. Who issues the IFSC code?
The Reserve Bank of India (RBI).
7. Can IFSC code change?
Yes, if banks merge or restructure. Always check before transferring.